{"id":24501,"date":"2020-04-27T14:07:32","date_gmt":"2020-04-27T12:07:32","guid":{"rendered":"http:\/\/cowydaxe.cyon.site\/?p=24501"},"modified":"2020-12-30T07:57:11","modified_gmt":"2020-12-30T06:57:11","slug":"you-employ-a-domestic-help-do-you-know-these-abbreviations-ahv-iv-eo-alv-fak-and-vk","status":"publish","type":"post","link":"http:\/\/cowydaxe.cyon.site\/en\/you-employ-a-domestic-help-do-you-know-these-abbreviations-ahv-iv-eo-alv-fak-and-vk\/","title":{"rendered":"You employ a domestic help &#8211; do you know these abbreviations?  AHV, IV, EO, ALV, FAK and VK."},"content":{"rendered":"<p>AHV = Old Age and Survivors&#8217; Insurance, 8.7% of gross salary: social insurance that is intended to partially compensate for lost or reduced earnings due to old age or death<\/p>\n<p>IV = Invalidity insurance, 1.4% of gross salary: social insurance intended to ensure their subsistence through integration measures or cash benefits if they become disabled.<\/p>\n<p>EO = compensation for loss of earnings, 0.45% of gross salary: social insurance intended to partially replace loss of earnings by military, civil service or community service and maternity.<\/p>\n<p>ALV = Unemployment insurance, 2.2% of gross wages: social insurance, to bridge unemployment and support reintegration into the labour market.<\/p>\n<p>FAK = Family equalisation fund, contributions vary from canton to canton: pays family allowances intended to partially offset the costs of maintaining children.<\/p>\n<p>VK = administrative costs, contributions vary from canton to canton: compensation offices levy a surcharge on AHV\/IV\/EO contributions to cover their own administrative costs.<\/p>\n<p>The contributions for AHV\/IV\/EO and ALV are split equally between employer and employee. Contributions to FAK and administrative costs are borne exclusively by the employer.<\/p>\n<p>&nbsp;<\/p>\n<p><a href=\"http:\/\/cowydaxe.cyon.site\/en\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" class=\"alignnone size-full wp-image-25151\" src=\"http:\/\/cowydaxe.cyon.site\/wp-content\/uploads\/learn-more-en-3.png\" alt=\"\" width=\"400\" height=\"103\" srcset=\"http:\/\/cowydaxe.cyon.site\/wp-content\/uploads\/learn-more-en-3.png 400w, http:\/\/cowydaxe.cyon.site\/wp-content\/uploads\/learn-more-en-3-300x77.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/my.quitt.ch\/en\/signUp\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" class=\"size-full wp-image-25148 alignright\" src=\"http:\/\/cowydaxe.cyon.site\/wp-content\/uploads\/register-now-en-2.png\" alt=\"\" width=\"400\" height=\"103\" srcset=\"http:\/\/cowydaxe.cyon.site\/wp-content\/uploads\/register-now-en-2.png 400w, http:\/\/cowydaxe.cyon.site\/wp-content\/uploads\/register-now-en-2-300x77.png 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>AHV = Old Age and Survivors&#8217; Insurance, 8.7% of gross salary: social insurance that is intended to partially compensate for lost or reduced earnings due to old age or death IV = Invalidity insurance, 1.4% of gross salary: social insurance intended to ensure their subsistence through integration measures or cash benefits if they become disabled.&hellip;<\/p>\n","protected":false},"author":17,"featured_media":24857,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[46,114,52],"tags":[],"post_series":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v19.2.1 (Yoast SEO v19.9) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>You employ a domestic help - do you know these abbreviations? 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