{"id":24501,"date":"2020-04-27T14:07:32","date_gmt":"2020-04-27T12:07:32","guid":{"rendered":"http:\/\/cowydaxe.cyon.site\/?p=24501"},"modified":"2020-12-30T07:57:11","modified_gmt":"2020-12-30T06:57:11","slug":"you-employ-a-domestic-help-do-you-know-these-abbreviations-ahv-iv-eo-alv-fak-and-vk","status":"publish","type":"post","link":"http:\/\/cowydaxe.cyon.site\/en\/you-employ-a-domestic-help-do-you-know-these-abbreviations-ahv-iv-eo-alv-fak-and-vk\/","title":{"rendered":"You employ a domestic help – do you know these abbreviations? AHV, IV, EO, ALV, FAK and VK."},"content":{"rendered":"
AHV = Old Age and Survivors’ Insurance, 8.7% of gross salary: social insurance that is intended to partially compensate for lost or reduced earnings due to old age or death<\/p>\n
IV = Invalidity insurance, 1.4% of gross salary: social insurance intended to ensure their subsistence through integration measures or cash benefits if they become disabled.<\/p>\n
EO = compensation for loss of earnings, 0.45% of gross salary: social insurance intended to partially replace loss of earnings by military, civil service or community service and maternity.<\/p>\n
ALV = Unemployment insurance, 2.2% of gross wages: social insurance, to bridge unemployment and support reintegration into the labour market.<\/p>\n
FAK = Family equalisation fund, contributions vary from canton to canton: pays family allowances intended to partially offset the costs of maintaining children.<\/p>\n
VK = administrative costs, contributions vary from canton to canton: compensation offices levy a surcharge on AHV\/IV\/EO contributions to cover their own administrative costs.<\/p>\n
The contributions for AHV\/IV\/EO and ALV are split equally between employer and employee. Contributions to FAK and administrative costs are borne exclusively by the employer.<\/p>\n
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